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Well, in the realm of online finance, there’s a fight for first place. Whoever can build the fastest app, site or platform for managing finances and executing trades online will win. Some millennials are looking for a financial autopilot app, like Betterment, to pile away their savings and help build the foundation of a well-funded retirement. Others are looking for something a little more exciting; where they can get their hands dirty and really go for maxing out their personal return on investment....

In fact, research suggests that even with frequent exercise, sitting for long periods of time could be harming your health. Though there have been research published previously on the dangers of being sedentary, a new report by the University of Miami suggests more actions that those in the workforce can take to counteract the negative effects of excessive sitting. This report suggests replacing one regular meeting per week with a walking meeting, allowing employees to have increased high-intensity physical activity and having an overall positive effect on the workers’ health....

The Lowdown The news comes via FedScoop: Obama Recently Spoke on AI Obama, in a well-timed interview with Wired on AI, compared the need for government investment in AI to the government’s moon program: The recommendations were part of an extensive report the White House released Wednesday that looks to outline the federal government’s part in developing rapidly evolving AI technology.” While Obama didn’t get the amount the government currently spends on AI quite right — he said “probably less than a billion,” but unclassified R&D in AI-related tech was 1....

If you would have told me 10 years ago that I would be writing a post discussing my Bipolar disorder for my friends, coworkers, and entire community to see, I wouldn’t have believed you. Thanks to the hard work of my local community in Boulder and Denver, I am not only comfortable writing this post, I am proud. I am grateful to my community for not labeling me as the ‘crazy guy....

What would do the trick? A database of all the video game titles ever, for instance, or a few recipe books. In short, the concept of the neural network was a huge boon for people with too much time on their hands and the love for sci-fi that would lead them to wonder what sort of pickup lines a computer would come up with. Here’s a selection of three different things that neural networks can now do....

Virtual Private Network (VPN) services are designed to keep your data safe. By encrypting your internet traffic, these digital tools provide individuals and businesses alike with an added layer of security to safely surf the web. Unfortunately, free VPNs often don’t utilize the same level of security for its users, as Bean VPN users are finding that their data may have been readily available to hackers. This represents a pretty serious security risk for Bean VPN, particularly for a service that aims to improve the privacy of its users....

Smart Security Locks haven’t improved much since their invention four thousand years ago. But thanks to the innovative minds behind smart locks, protecting your prized possessions has never been easier. Smart locks allow you to unlock your front door with an app on your phone. You can simply approach your home and the door unlocks. Smart locks can also open doors remotely. That’s right, whether you locked your child out of the house or the pizza delivery guy can’t figure out the doorbell, you’ll be able to take care of it from your phone....

Login credentials are infamously considered the first line of defense against hacks and security breaches. A good password along with two-factor authentication can stop most hackers in their tracks, making it impossible to get ahold of your personal information. Unfortunately, there’s a new cyber attack out there that can completely bypass these digital road blocks, allowing hackers unfettered access to your inbox. Even worse, this malware has already been updated on three different occasions, making it that much more unsettling for potential victims....

According to data from Indeed, the popular website for jobseekers, looking for a job is a lot easier in some cities than others. For your viewing pleasure, they’ve compiled a list of the best cities for jobseekers so that you can hone your search more geographically, giving you the edge of your competition when it comes to knowing what you’re fighting for. While jobseekers come in all shapes and sizes, Indeed narrowed the criteria down to four simple questions based on job market favorability, salary, work-life balance, and job security and advancement....

The Basics Here’s a quick look at the essential apps that everyone should know about, particularly the less efficient among us (you know who you are). Evernote — take notes, sync them across all your platforms. Pocket — save links all over the internet, read them all in this app later. Slack — chat with team members or friends. 1Password — keep all your passwords in one place Productivity at Work Scanbot — quickly scan documents and keep them together Dropbox and Google Drive — create and upload files, share them easily....

The entrepreneurial scene has improved significantly in Latin America in the past decade and is emerging as a strong competitor to its American and European counterparts. With a population that is increasingly reliant on internet and mobile technology, governments and entrepreneurs are working together to create opportunities for startups. Entrepreneurs from all over the world are flocking to the continent to benefit from a number of brilliant funding programs and networking opportunities....

Truffle is an app designed to bring people together over food. This community-driven mobile app is designed to not only help you find great restaurants, but also to coordinate with great people to visit them with. You can ask friends for recommendations, and share your favorite places in the click of a button. No anonymous reviews, no information overload, just a collection of recommended restaurants curated by people you actually know....

The Numbers Video streaming watchdog Streaming Observer came up with the numbers, based on analysis of stats culled from a few different sources. They first noted one survey that found 53 percent of those picking a TV service don’t care if it includes live sports, and then expounded on how many dollars that 53 percent accounted for: It’s a new way to say something many analysts have already pointed out: Pay TV bundles tend to make consumers pay for plenty of services that they’ll never actually care about or even watch....

What’s Wrong with Current CRM? Businesses are still using antiquated CRM system to keep track of customers, and most of these old systems were built for B2B use, not B2C. The old systems just don’t manage the new consumer very well, and here’s why: Both Marketing and CRM Must Think of Customers as Friends When you communicate with a friend, you know what devices and social media s/he usesYou know your friends’ backgrounds, their likes and dislikes, what time they are up to receive your communications, etc....

Preferred stock is a cross between a debt/loan and a equity/stock instrument. In venture financing the preferred shares have the same rights as common shares with some added perks including dividend/interest payments. In the case of a distribution, this class of stock has preference over other classes when doling out the proceeds of an exit. The participating preferred receives their portion off the top of a distribution, which in the case of a poor exit, could mean they are the only ones to receive any cash....

Like all things on the internet, Vine has proven it won’t last. Twitter shut down the short-form video service last week. But the cofounders are back with a new live video app, called Hype, launching today. Here’s why. What It Does We’re already dying in live and streaming video apps. Why a new one? Here’s what TechCrunch had to report: If normal live video is too run of the mill, Hype is perfectly poised to add a little massive variety of customized, kitschy visuals....

This tiny, dual fisheye lens camera pushes a 4K resolution output, high resolution images, an OK battery life, and comes with a few bells and whistles to capture everything around you. Compared to the other current 360 cameras on the market, Vivitar’s falls behind by anywhere from $100 to $300 less, but also lacks basics like live streaming. To put their latest model to the test we used it around Charleston, North Carolina, and attempted to capture the total solar eclipse (unfortunately it was too cloudy)....

But did you also know that before leading Vox Media, Bankoff developed and led dozens of the most popular websites on the internet? AOL, Mapquest, Moviefone, AOL Music, TMZ, and Engadget were all under his command as an Exeuctive Vice President at AOL. Bankoff also oversaw AOL’s industry-leading instant messaging services, AIM and ICQ, and social networking and community applications including Blogsmith and Netscape. His accomplishments have earned him wide renown, most notably the first Emmy ever awarded to a webcast, for his role as Executive Producer of the Live 8 concerts online....

Earlier in the summer, Walmart tested the automated cash-counting process in around 500 of its almost 6,400 stores. Bookkeeping will move from back offices of individual stores to a centralized location at the Walmart headquarters. Employees Loved the Jobs Employees offered their opinions of the current positions to the Wall Street Journal, which first reported on the decision: Cashiers and Truck Drivers Are Also on the Automation Chopping Block MacDonald’s upcoming automation attempts are another example of the shift in manual labor jobs....

This is the third in a five-part series by Jean Case on characteristics that every social entrepreneur needs to thrive. But brilliant ideas for a breakthrough solution to a big problem and the ability to learn from others will only get you so far. The single biggest mistake I’ve observed is when young leaders or young organizations are reluctant to “hire up” — either because they think someone smarter or with more experience at a large firm would not be willing to consider joining a new, young enterprise, or they feel intimidated and worry about their own leadership or power status if they populate their teams with really strong players....